Once each calendar year, you and your spouse (if covered) may take advantage of a no-cost Annual Wellness Test valued at over $500 and includes:

• Comprehensive Wellness Profile (CWP) - liver, kidney, lipid panels, cbc's, electrolytes, glucose, bones and minerals
• Comprehensive Urinalysis
• PSA (men over 40)
• Thyroid w/TSH (women)

Throughout the year, you and your dependents (if covered) will have direct access to the major clinical labs at prices discounted up to 70% off the published "Patient Price" list. As you can see from the sample test prices below, you can pay for the annual lab benefit fee with savings from any one test.

Lab tests must be scheduled through USNow and performed by participating USNow affiliates. Lab tests performed in a Doctor's Office are not covered under this plan.

• USNow Lab is not responsible for any lab test(s) ordered "STAT" by a Member's physician. Laboratory tests ordered STAT may be processed only at local hospital laboratories and therefore "Out of Network".
• Lab benefit does not cover "cultures", mammograms, x-rays, or EKG's. Contact USNow Member Services for more details.
• Lab cost and proximity to participating labs are subject to change without notice.

The above lab benefits are not insurance products. They are discount products offered through USNow Lab.